1.Electronically submit the application on the system, by user name and password. In the event that the user is new he shall send an email letter requesting a user name and password

2. Complete the service form and upload it along with the documents in the electronic system

3. The completed application is reviewed and approved

4. The technical staff (key employees) shall be interviewed in the Authority’s headquarters

5. Pay the fees through e-services or through a smartphone application. In case the applicant is applying in person: Payment can be made through the electronic screen at the Customer Service Center in the Authority; and in case of a system breakdown: Payment can be made by e-Dirham or credit card at the Authority

6. The customer prints the Registration Certificate

Service Fees:

​Fee for the registration of an insurance company: AED 15,000 once at the time of the extract printout

Submit the application electronically

Pay the fees

Attachments Required

1. A true copy of the company’s Memorandum of Association and Articles of Association authenticated by the competent authorities
2. A true copy of the licensing decision to establish the company and of the decision to publicize its establishment in the case of companies incorporated in the UAE
3. A certified document proving that the company's paid capital is not less than one hundred million Dirhams or equivalent
4. A true copy of the Registration Certificate of the company in the Commercial Register
5. A statement of the insurance branches required to practice the business in the UAE along with a statement of the general conditions of the insurance operations in these branches
6. A statement of the benefits, limitations and conditions included in the insurance policies issued by the Company
7. A statement of the technical bases for personal insurance operations and fund accumulation operations which the Company is applying to practice along with a statement of the pricing bases of such operations and a certificate from a life insurance Actuary that the bases, benefits and limitations of insurance operations in such branches are sound and implementable
8. Tables of contract recovery or reduced values for personal insurance operations and fund accumulation operations
9. A specimen of each type of insurance contracts issued by the Company
10. A certificate from a bank operating in the UAE confirming the deposit a fixed deposit in the name of the company and in favor of the Chairman of the Board of Directors in his capacity. The deposit amount shall be six million Dirhams in the case of practicing property and liability insurance classes, and four million Dirhams in the case of practicing personal insurance operations and fund accumulation operations
11. A statement approved by the Chairman of the Board for the companies established for locally (national companies) listing the names, nationalities and addresses of the members of the Board of Directors, along with a written declaration from each member that has never been sentenced in a crime involving moral turpitude and not has never been declared bankrupt
12. A certified document showing the names, nationalities, addresses and positions of the company directors, and the limits of their powers, and a proof that they are authorized to manage the company and sign the insurance contracts
13. An official certificate stating that no one of the company's directors has ever been sentenced in a crime involving moral turpitude and a written declaration from each director stating that he has never been declared bankrupt
14. Official document from the competent authorities in the country where the company is registered stating that it was incorporated and registered in that country in accordance with the applicable provisions of the law therein, in addition to a statement of the licensed activity to be practiced in that country, the legal form, subscribed and paid up capital and the names of representatives of the Company
15. A true copy of the agency contract executed between the company and the local agent determining the agency territory along with a true copy of the agent's ID or family book. If the agent is a company, a true copy of the company's memorandum of association and certificate of registration in the Commercial Register and the ID or family book, where required